This is one of the best short videos out there that explains the difference in how financial professional can work. The reality is that most of the insurance and financial professionals in the industry today are specialists. Your auto insurance agent probably does a great job getting you the right coverage, we hope. Your CPA probably does a great job with your taxes and your money manager, hopefully, has done a great job with your money.
The question we ask our clients is, “Who is your financial dietitian?” Is there a person who is looking at the products sold to you by miscellaneous professionals and making sure that the picture that has been created is the best for your financial health?